Thursday, April 6, 2017 Here's when you should claim Social Security early Social Security is all about timing. The earliest you can claim your retirement benefits is 62, and more than 40 percent of workers opt to begin receiving checks at that time. However, a growing number are waiting until their mid-60s or later, according to Boston College's Center for Retirement Research. READ MORE >>
Wednesday, April 5, 2017 Future Winners And Losers In Retirement Portfolios In the next two years, advisors are expected to tilt client retirement income portfolios toward exchange-traded mutual funds, fixed annuities, long-term care policies, and other investments, a new report concluded. READ MORE >>
Tuesday, April 4, 2017 The Big Chill For Annuities In 2017 With the Department of Labor's 1,000-page fiduciary regulations due to take effect in April 2017, and a new anti-regulatory administration about to take office in Washington, insurance carriers are facing a double whammy of uncertainty. READ MORE >>
Thursday, March 30, 2017 Fixed Indexed Annuity Benefits Are Still In Demand There is still a case to be made for buying fixed indexed annuity products. Before they were included in the DOL’s fiduciary rule, FIA sales were sky high and on an eight year streak of increases. READ MORE >>
Wednesday, March 29, 2017 Here’s an ‘income menu’ that could help retirees make their savings last Workers understandably fret about the shift from traditional pensions to 401(k)s and similar defined-contribution plans. The investment risk is now almost entirely on their shoulders, as is the responsibility of figuring out how to make their savings last 30 years — or even longer. READ MORE >>
Friday, March 24, 2017 Lifetime Income: Retirement Pitfalls And How To Plan For A Recession Many retirement planners often follow the standard advice in the industry based on historical returns and planned draw downs rates, but the fact is, when you retire can make all the difference. READ MORE >>
Thursday, March 23, 2017 3 Little-Known Strategies to Maximize Social Security Benefits While collecting Social Security benefits may seem straightforward, there are actually several strategies for collecting benefits -- especially if you are married -- that can increase your retirement benefits. READ MORE >>
Tuesday, March 21, 2017 Equity Indexed Annuities Pros And Cons For A Safe Retirement One of the biggest challenges faced by retirees, or people who have just entered retirement, is finding the best method for ensuring that the money they’ve worked so hard to save doesn’t run out, or isn’t lost to market declines. READ MORE >>
Wednesday, March 15, 2017 How Safe Is Your Annuity? Annuity income isn't 100% guaranteed, but it's still pretty safe -- if you go about buying yours sensibly. Here are some valuable tips. For most Americans, pensions have become a thing of the past, and we're now more reliant on ourselves for our future security than ever. READ MORE >>
Tuesday, March 14, 2017
The right way to get the retirement income you need
I have $400,000 in savings from which I need to draw monthly retirement income. Is it possible to do that with an immediate annuity?
Sure, not only is it possible to convert $400,000 -- or retirement savings of almost any amount -- to mo... READ MORE >>
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