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Aim Inc. Blog: retirement

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What to Do if You Haven't Saved for Retirement by Age 50 Fifty may be the new 40, but when it comes to your retirement age, most people don't think 77 is the new 67. Those of you who are aged 50 or older have probably been working for a few decades, and you may be thinking about what comes next. READ MORE >>

How to Get the Maximum Social Security Benefits The government provides monetary compensation to populations who need it the most — namely, the retired, unemployed and disabled. In 2014, approximately 59 million Americans received Social Security benefits, for a grand total of $863 billion paid out. READ MORE >>

A Beginners Guide to Fixed Index Annuities A Fixed Index Annuity is a tax-favored accumulation product issued by an insurance company. It shares features with fixed deferred interest rate annuities; however, with an index annuity, the annual growth is bench-marked to a stock market index (e.g. READ MORE >>

5 Smart Ways to Reduce Taxes in 2018 Who doesn't want to pay less in taxes? Read on for some tips on claiming the best tax breaks. January is a great time to start thinking about how you can reduce your tax bill for the current year. READ MORE >>

Even aside from the obvious financial security that assured monthly income can bring, payouts that are guaranteed not to go down no matter how much the market may fall can also yield valuable emotional and psychological perks. READ MORE >>

Cutting your taxes every way that’s legally possible is a smart way to keep more of your hard-earned money. Additionally, paying less tax on the growth of your retirement savings allows you to keep every dollar invested, so you can grow a larger nest egg that generates plenty of income when you need it. READ MORE >>


Annuities and mutual funds are common investment choices for retirement money, and many consumers view them as nearly identical. But the two are extremely different. Neither annuities nor mutual funds is appropriate for every investor, and careful consideration must be taken before contributing retirement money to one of these types of accounts READ MORE >>

Final expense insurance is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Final expense insurance is also known as burial insurance. Unfortunately, even bare-bones funerals can cost thousands of dollars. READ MORE >>

When John Rothenhoefer, 70, found out that he could increase his Social Security benefits by about $1,000 a month by taking advantage of a do-over strategy, he thought he'd struck gold. As it turns out, he might as well have won a mega lottery. READ MORE >>

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