• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Home
Call Us CALL US TODAY | (800) 301-8818
Español
  • Home
  • Get A Quote
    • Annuities Form
    • Tax Free Retirement Information Request
    • Social Security Benefits Request
    • Lifetime Income Information Request
    • Life Insurance Information Request
    • Mortgage and Life Insurance
    • Final Expense/Burial Insurance
  • Financial Services
    • Annuities
    • IRA
    • 401k
    • Tax Free Retirement Plans
    • Social Security Benefits
    • Lifetime Income
    • Life/Mortgage Insurance
    • Final Expense/Burial Insurance
  • Blog
  • Resources
    • Awards
    • Activities
    • Join Our Newsletter
    • Privacy Policy
  • About Us
    • About Aim Inc.
    • Customers Reviews
    • Location Map
    • Employee Directory
  • Contact
Annuities IRA/401k ANNUITIES IRA/401K Read More
Tax Free and retirement plans TAX FREE RETIREMENT PLANS Read More
Social Security Benefits SOCIAL SECURITY BENEFITS Read More
Lifetime Income LIFETIME INCOME Read More
Life/Mortgage Insurance Insurance LIFE / MORTGAGE INSURANCE Read More
Final Expense FINAL EXPENSE/BURIAL INSURANCE Read More
Home > Blog > More Tips On How To Invest...
MONDAY, MAY 27, 2019

More Tips On How To Invest...

Know that interest rates will probably rise

Many experts will tell you that today's rock-bottom interest rates will probably rise. At least a bit. If they do, two areas can challenge investors: bond duration and adjustable-rate loans.

"You'll want to switch to shorter-duration bonds," says David Fleisher, CEO at Firstrust Financial Resources in Philadelphia. He explains that they're generally less sensitive to rising or falling interest rates than those with longer durations. And, if you hold a mortgage or other loan with an adjustable rate, you can expect your costs to rise.

If rates do go up, take heart. "It's because economic growth is on the right track, unemployment is low and the economy is on the path to a solid recovery," says Omar Aguilar, chief investment officer of equities at Charles Schwab in San Francisco. "I think the markets will respond very positively."

What are you losing to fees?

In a workplace retirement plan, your investment fees should be plainly stated, but in many IRAs or after-tax brokerage accounts, you may have to look harder. Braid, of HighPass Asset Management, recommends carefully reviewing every statement.

Shifting to ETFs can be a way to reduce total expenses, because the fees are lower, says Kevin Stophel, a financial adviser with Kumquat Wealth in Chattanooga, Tennessee. The change can cut your fees by as much as a full percentage point, in some cases.



Read more: http://www.bankrate.com/finance/investing/investment-tips/#ixzz4SB6zHfRI 
Follow us: @Bankrate on Twitter | Bankrate on Facebook
Posted 12:46 PM

Tags: investing, interest rates, money management, bonds, retirement plan, investment fees, iras, asset management
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016

  • retirement(105)
  • money(77)
  • savings(72)
  • annuity(51)
  • lifetime income(43)
  • annuities(38)
  • planning(37)
  • upland(28)
  • 401k(24)
  • aim inc(22)
  • free evaluation(22)
  • social security(21)
  • investment(21)
  • ira(18)
  • income(18)
  • social security maximization(12)
  • tax free retirement plans(9)
  • tax free retirement(9)
  • pension(9)
  • money management(8)
  • life insurance(8)
  • iras(7)
  • investments(7)
  • retire(7)
  • finances(6)
  • financial services(6)
  • taxes(6)
  • stocks(5)
  • social security benefits(5)
  • aim inc.(5)
  • facebook(4)
  • financial planning(4)
  • financial solutions(4)
  • linkedin(4)
  • social secuirity benefits maximization(4)
  • ira's(4)
  • final expense(4)
  • twitter(4)
  • tax free(4)
  • low-cost life insurance(4)
  • 2017(3)
  • new laws(3)
  • truth tabernacle(3)
  • bloomington(3)
  • southern california(3)
  • health(3)
  • mortgage insurance(3)
  • life policy settlements(3)
  • family event(3)
  • investing(3)

View Mobile Version
Facebook
LinkedIn
Twitter
YouTube
Instagram
Twitter Logo
logo
logo

Resources

Home About Us Get a Quote                                    Newsletter Contact Us

Contact Us

a drawing of a face
  • 517 N Mountain Ave
  • Suite 106
  • Upland, CA 91786

  • Toll-Free: 800-301-8818
  • Local: 909-985-3659
  • Fax: 909-949-8353
  • E: info@aimincusa.com
© Copyright. All rights reserved.
Powered by Insurance Website Builder