Get tax-free growth potential, tax-free withdrawals, no required distributions, and more.
Do you want to help lower your taxes and increase your retirement savings? A Roth IRA, with its tax-free growth potential and tax-free withdrawals for you and your heirs, is a way you may be able to do just that (as long as certain requirements are met).1 And those are just a few of the benefits of a Roth IRA.
One important note: Not everyone can contribute to a Roth IRA, because of IRS income limits. If your income is over the limits, you still may be able to have one by converting existing money in a traditional IRA or other retirement savings account. (See the section "If you earn too much to contribute," at the end of the article.)
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