Thursday, May 25, 2017 Ideas to Increase Retirement Income Delay taking Social Security benefits. Once you reach the full retirement age for Social Security purposes, you are eligible to claim your benefits in full. That retirement age is determined based on the year you were born, and is anywhere from 66 to 67 years old. READ MORE >>
Thursday, May 11, 2017 Is There Really a Retirement-Savings Crisis? Two experts look at the same data—and come to very different conclusions The population is aging, Social Security’s trust funds are expected to be depleted in 2034, and the median household headed by someone age 55 to 64 has little more than $100,000 in retirement savings. READ MORE >>
Thursday, April 20, 2017 The pension-style retirement product you should know about Chances are you’re like most Americans and, regardless of your age, you aren’t saving enough for retirement, if you’re actually saving anything at all. Nearly 40 million U.S. READ MORE >>
Wednesday, April 19, 2017 How to save for retirement when politicians keep making it harder retirement savers, beware. The government seemingly has designs on making it harder for you to save for retirement. In recent weeks, for instance, President Donald Trump signed a resolution eliminating an Obama-era regulation that allows states to create retirement accounts for low-income workers. READ MORE >>
Thursday, April 13, 2017 Retirement planning course corrections to consider It’s no secret that millions of Americans are approaching their Retirement years with meager savings and high anxiety about their financial security. And a recent study from Merrill Lynch and Age Wave reveals steps that Americans are willing to take to get their retirement back on track. READ MORE >>
Wednesday, April 5, 2017 Future Winners And Losers In Retirement Portfolios In the next two years, advisors are expected to tilt client retirement income portfolios toward exchange-traded mutual funds, fixed annuities, long-term care policies, and other investments, a new report concluded. READ MORE >>
Tuesday, April 4, 2017 The Big Chill For Annuities In 2017 With the Department of Labor's 1,000-page fiduciary regulations due to take effect in April 2017, and a new anti-regulatory administration about to take office in Washington, insurance carriers are facing a double whammy of uncertainty. READ MORE >>
Thursday, March 30, 2017 Fixed Indexed Annuity Benefits Are Still In Demand There is still a case to be made for buying fixed indexed annuity products. Before they were included in the DOL’s fiduciary rule, FIA sales were sky high and on an eight year streak of increases. READ MORE >>
Tuesday, March 28, 2017 The Fate of the Fiduciary Rule It’s hard to turn on the news without hearing about a variety of confirmation hearings for several of President Trump’s appointees, and lately they’ve been focused on Alexander Acosta, the appointee for head of the Department of Labor. READ MORE >>
Monday, March 27, 2017 Generate Income in Retirement with a Fixed Lifetime Income Annuity One of the challenges of retirement is converting your personal savings into retirement income. Two common approaches used to generate income from personal savings are: Systematic withdrawals A fixed lifetime income annuity READ MORE >>
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