Helpful Calculators
Cash Flow Calculators
How does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?How long will my money last?Should my spouse enter the work force?What is my current net worth?What is my projected net worth?What is my current cash flow?What is my projected cash flow?Value of reducing or foregoing expenses.Historical inflation  Compare purchasing power
College Calculators
How much should I be saving for college?Will I be able to pay back my student loans?Advantages of the Coverdell ESA.Advantages of a 529 College Savings PlanWhat is the value of a college education?What are the payments on a parental (PLUS) loan?Should I live on campus, off campus or at home?When should I begin saving for childs college?
Credit Calculators
How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?Should I consolidate my personal debt?Restructuring debts for accelerated payoffWhich is better, cash up front or payments over time?What is the impact of making extra debt payments?Should I pay off debts or invest the money?
Insurance Calculators
What are my longterm care insurance needs?What are the tax advantages of an annuity?What is the future value of an annuity?What are my needs for burial and final expenses?How much disability income insurance do I need?What are the chances of becoming disabled?How much life insurance do I need?What is my life expectancy?How much will I earn in my lifetime?How long will my current life insurance proceeds last?Which is better, comprehensive plan or highdeductible plan with HSA?
Investment Calculators
How should I allocate my assets?Compare taxable vs. taxfree investment returnWhat is the value of a bond?What is the return on my real estate investment?What is the value of compound interest?What is the value of a call or put option?Taxable vs. taxadvantaged saving comparison.What is my risk tolerance?What is the longterm impact of increased return?Certificate of deposit (CD) analyzerWhat is the dividend yield on a stock?How do expenses impact mutual fund returns?Certificate of deposit (CD) laddering strategy
Home & Mortgage Calculators
How much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?Should I rent or buy a home?Should I convert to a biweekly payment schedule?Compare a nocost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustablerate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interestonly vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?
Paycheck & Benefits Calculators
What may my 401(k) be worth?What is the impact of increasing my 401(k) contribution?What may my 457 Plan be worth?What is the impact of increasing my 457 Plan contribution?Should I exercise my "inthemoney" stock options?Convert my salary to an equivalent hourly wage.Convert my hourly wage to an equivalent salary.
Qualified Plan Calculators
What will my qualified plan be worth at retirement?What is my current year required minimum distribution?What is my projected required minimum distributions?What are my lump sum distribution options?How do I maximize my employer 401(k) match? What is the impact of borrowing from my 401(k) plan?What is the impact of early withdrawal from my 401(k)?How much can I contribute to an IRA?How much retirement income can my IRA provide?Should I convert to a Roth IRA?Evaluate my company pension payout optionsI am selfemployed, how much can I contribute to a retirement plan?Net unrealized appreciation (NUA) vs. IRA rollover?What are my Stretch IRA distributions?
Retirement Calculators
Compare a Roth 401(k) to a Traditional 401(K)How much will I need to save for retirement?Are my current retirement savings sufficient?Social security retirement income estimatorHow does inflation impact my retirement income needs?I am retired, how long will my savings last?When should I begin saving for retirement?Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?How will retirement impact my living expenses?
Saving Calculators
Income generated by a savings plan.How long will it take to double my money?Save now vs. save laterHow long until my savings reach my goal?Becoming a millionaire How much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnHow do taxes and inflation impact my return?What is my effective annual yield?
Taxation Calculators
Will my investment interest be deductible?How much selfemployment tax will I pay?Capital gains (and losses) tax estimatorCompare taxable, taxdeferred, and taxfree growthHow much of my social security benefit may be taxable?What are the tax implications of paying interest?Should I itemize or take the standard deduction?What is my taxableequivalent yield?2009 tax refund estimatorTax freedom dayWhat is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?
